The embedded wallet landscape is moving fast. In 2026, developers can ship smooth, non-custodial onboarding experiences without forcing users to go through browser extensions, seed phrases, or separate wallet apps.
Embedded wallets live directly inside your product and let users sign up with familiar methods like email, passkeys, or social login. At the same time, your app handles all the on-chain logic in the background.
This guide gives a fast overview of 10 leading embedded wallet providers for crypto apps in 2026.
What should you consider when choosing an embedded wallet?
When you evaluate embedded wallet SDKs, most teams care about:
- Developer experience (DX): SDKs, docs, example apps, and how quickly your team can ship.
- UX and login flows: email, SMS, social login, passkeys, and how “invisible” the wallet feels.
- Smart accounts / account abstraction: support for ERC-4337, ERC-7702, paymasters, gas sponsorship, session keys.
- Security model: non-custodial vs custodial, MPC vs smart accounts, audits, and whether users can export keys.
- Vendor lock-in and portability: open-source components, self-hostable key management, and clear migration paths.
- Chains and ecosystems: EVM only vs multi-chain (Solana, Cosmos, etc.) and how well they integrate with your infra stack.
With that in mind, here’s a quick tour of the top embedded wallet options for crypto apps in 2025
Top 10 Embedded Wallets in 2026
Openfort is a wallet-as-a-service platform for embedded wallets and “global” cross-app wallets. It bundles passkeys, account abstraction, gas sponsorship, and orchestration so you don’t have to stitch together three or four separate vendors.
Smart wallets created through Openfort are ERC-4337-compatible smart accounts, and Openfort also supports ERC-7702 smart EOAs where available. That lets you use paymasters, session keys, batched transactions, and other AA features without changing your app’s core business logic.
Under the hood, Openfort uses OpenSigner – an open-source, self-hostable key-management stack – so teams can bring their own infra, mix and match components, or migrate while keeping user addresses stable instead of being locked into a single provider.
- Vertically integrated AA stack: smart accounts, paymaster, bundler, and orchestration.
- Open-source, self-hostable key management to reduce vendor lock-in.
- Multi-chain support (EVM and SVM) and SDKs for web, mobile, and game engines like Unity.
- Global wallets via the Ecosystem SDK to keep the same identity across apps.
If you want embedded wallets with account abstraction built in and the option to self-host the critical parts (keys, signing, routing), Openfort is usually the first place to look.
Para focuses on universal embedded wallets – wallets that work seamlessly across multiple apps and ecosystems, so users don’t have to re-onboard or export keys between products.
It is very passkey-centric, tying each non-custodial wallet to a passkey stored in the user’s device (iCloud Keychain, Android Keystore, etc.) and using distributed key generation for recovery. Para’s SDKs span EVM, Solana, and Cosmos, with strong emphasis on UX across mobile, web, and server.
If you want cross-app portability and are happy to standardize on Para’s approach to identity and wallets, it’s a strong universal embedded wallet option.
Magic offers non-custodial embedded wallets with passwordless authentication and multi-chain support. Developers typically integrate Magic to give users instant wallet creation and login via email, SMS, or social accounts, without forcing a separate extension or app.
Magic is often used when teams want a familiar “Web2-style” login and value enterprise features like API wallets, compliance tooling, and broad SDK coverage across web and native mobile.
Privy is a wallet and authentication toolkit built around “progressive onboarding”. You can let users start with email, SMS, or social login and then gradually connect external wallets (MetaMask, Coinbase Wallet, etc.) as they become more advanced.
Privy provisions embedded wallets under the hood for users who don’t have a wallet yet, while offering strong connectors and integrations for swaps, bridges, and gas sponsorship. It’s a common choice when you need both embedded wallets and robust connectors in a single UX.
See how Openfort compares to Privy.
MetaMask Embedded Wallets (formerly Web3Auth) is a pluggable embedded wallet infrastructure now offered under the MetaMask brand. It provides social/OAuth login, non-custodial wallets, and SDKs for React, Android, Unity, and more, so you can embed a MetaMask-like experience directly into your app. web3auth.io+5MetaMask+5MetaMask+5
It’s a good fit if you like the MetaMask ecosystem, want deep compatibility with external wallets, and need multi-platform SDKs for web and mobile games.
See how Openfort compares with MetaMask.
Alchemy’s Account Kit and Smart Wallets combine embedded wallets, social login, and account abstraction infrastructure. You can create smart contract wallets for every user and plug into their Gas Manager and Bundler APIs to sponsor gas and batch transactions.
Because it’s tightly integrated into the broader Alchemy platform, it’s especially attractive if you’re already using Alchemy RPC, indexing, or analytics and want an “all in one” infra stack.
Coinbase Developer Platform (CDP) Embedded Wallets let you add non-custodial wallets directly into your app, with onboarding via email, SMS, or OAuth instead of seed phrases or browser extensions.
CDP focuses on an “everything wallet” concept: onramps, swaps, balances, USDC rewards, and policy controls are built-in, backed by Coinbase infrastructure. It’s particularly compelling for fintech and enterprise teams building on Base or integrating stablecoin payments at scale.
Circle’s wallet-as-a-service offering (“Programmable Wallets” and Modular Wallets) lets developers embed secure wallets in their apps with integrated USDC support and a strong focus on payments, compliance, and enterprise needs.
If your roadmap is heavily centered on stablecoin rails, global payouts, and regulated financial use cases, Circle’s wallets give you a direct line into USDC plus infrastructure tuned for payment flows.
Particle Network positions itself as a “Smart Wallet-as-a-Service” and wallet abstraction layer. It combines social logins with MPC-secured and AA-enabled embedded wallets, with SDKs across web, mobile, and game engines.
Particle is interesting when you want modular AA (choice of paymasters, bundlers, and smart accounts) and multi-chain UX, including support for chains like Base, Kava, Klaytn, and others out of the box.
Fireblocks offers Wallet-as-a-Service and Embedded Wallets aimed squarely at enterprise and institutional use cases. Their infrastructure uses MPC for key management and is designed to let businesses create and manage large numbers of wallets while keeping strong controls and auditability.
If you’re building an exchange, fintech platform, or large-scale financial product where security, policy controls, and compliance are the main driver (rather than pure consumer UX), Fireblocks tends to be on the shortlist.
See how their acquired company, Dynamic, compares to Openfort.
Try Openfort as Your Embedded Wallet
Whether you’re building a game, an agentic app, or a fintech product, Openfort lets every user get a non-custodial smart wallet with familiar logins, gasless UX, and no vendor lock-in. By combining embedded + global wallets, account abstraction, and an open, self-hostable key stack, you can ship fast today while still keeping full control of your infra tomorrow.
Interested in integrating embedded wallets into your app? Let’s talk