Cross-App Wallets Explained: Features, Providers, and How to Start

8 min read

Cross-App Wallets Explained: Features, Providers, and How to Start

As we navigate through 2025, the fragmentation of digital assets across multiple applications remains a significant challenge for both users and developers. Cross-app wallets have emerged as a transformative solution, creating seamless experiences across the digital ecosystem. This comprehensive guide explores what cross-app wallets are, their key features, leading providers, and specifically how Openfort's cross-app wallet solution is revolutionizing digital asset management.

What Are Cross-App Wallets?

Cross-app wallets represent a significant evolution in blockchain wallet technology, enabling users to access their digital assets across multiple applications using a single wallet identity. Unlike traditional application-specific embedded wallets that restrict asset usage to a single platform, cross-app wallets unlock true interoperability.

At their core, cross-app wallets function by creating a secure communication channel between the wallet application and external applications. This allows users to carry their digital identity and assets seamlessly between different platforms without creating new accounts or managing multiple private keys.

The Evolution From App-Specific to Cross-App Wallets

Traditional embedded wallets are designed to simplify onboarding within a single application, providing convenient login methods while hiding blockchain complexity. However, this approach created isolated silos where assets remained trapped within individual applications.

Cross-app wallets solve this fundamental limitation by extending wallet functionality beyond a single application's boundaries. They enable a unified user experience where assets and identities remain consistent across an entire ecosystem of applications.

Key Features of Cross-App Wallets

Unified Asset Management

Perhaps the most significant advantage of cross-app wallets is the ability to maintain a single point of deposit for assets that can be used across all integrated applications. This eliminates the need to transfer assets between different wallets when switching between applications.

Seamless Cross-Application Authentication

Cross-app wallets implement a secure authentication system that works across multiple platforms. Users can authenticate once and then access their assets across various applications within the ecosystem. This eliminates the friction of repeatedly signing in to different platforms.

Consistent User Experience

Cross-app wallets provide a consistent interface across different applications, making the user experience more intuitive and reducing the learning curve when using new applications within the ecosystem.

Enhanced Security Model

The cross-application nature of these wallets requires a more robust security architecture. Unlike application-specific wallets where security risks are contained, cross-app wallets implement additional security measures to ensure that potential vulnerabilities in one application don't affect the entire ecosystem.

Privacy and security remain paramount with cross-app wallets. The user must consent every action via a popup wallet UI, unless a session key was previously created. This ensures users maintain control over their assets and data across all applications.

Leading Cross-App Wallet Providers

Several companies are pioneering the cross-app wallet space, each with unique approaches and features:

Openfort

Openfort offers a comprehensive ecosystem SDK that enables cross-app wallet functionality with authentication, UI, and communication protocols built-in (Mobile Wallet Protocol from Coinbase). Their solution works with any existing wallet solution and focuses on creating seamless experiences across multiple applications.

Privy

Privy has emerged as an early innovator in the cross-app wallet space. Their solution allows teams to make embedded wallets created in their applications available to any other app, enabling interoperability between different platforms.

Sequence

Sequence's cross-app solution enables users to leverage embedded wallets in any application with the same wallet address. Their approach includes external marketplaces, DEXs, and applications, implementing a communication flow between external applications and the wallet application.

Dynamic

Dynamic provides a flexible SDK designed for cross-app connectivity, combining authentication, smart wallets, and secure TSS-MPC key management. They enable developers to build interoperable experiences, allowing users to connect their Dynamic-powered embedded wallets to other apps (e.g., via WalletConnect QR codes).

Para

Para focuses on "Wallet Portability," allowing users to access the same wallet across different applications using a unified identity (like an email address) rather than associating wallets with individual apps. Their architecture emphasizes security through a granular permissions framework, ensuring apps only get necessary access.

Openfort Cross-App Wallet: A Comprehensive Solution

Openfort's approach to cross-app wallets stands out for its focus on creating unified ecosystems while maintaining robust security and developer flexibility. There is a great demo showcasing how a made up wallet called RapidFire ID would look like.

Ecosystem-Centric Approach

Openfort introduced its Ecosystem SDK specifically to address the challenge of managing assets and identities across multiple applications within unified platforms. As they describe it: "At the core of our Ecosystem SDK is the concept of a unified wallet, which allows players to use a single wallet across multiple games within the same ecosystem."

Key Capabilities of Openfort's Cross-App Solution

Branded Ecosystem Experience

Openfort allows companies to create their own branded wallet ecosystem with "Login With Your Brand" capabilities. This transforms an ecosystem into a universal login method compatible with major wallet adapters like RainbowKit and ConnectKit.

Custom NPM Package

One of Openfort's distinctive offerings is the ability for companies to have their own NPM package, enabling seamless navigation across applications with powerful SDKs and single wallet authentication.

Cross-Platform Compatibility

Openfort's cross-app solution works natively on iOS and Android with React Native support and other mobile first libraries, ensuring a consistent and encrypted experience across all devices. They have also contributed to Mobile Wallet Protocol with their public good Unity compatible library.

Use Cases for Openfort Cross-App Wallet

Vertical Ecosystems

Openfort's cross-app wallet solution has proven particularly valuable for gaming ecosystems. Their case study with Beam demonstrates how they successfully onboarded thousands of users using the Ecosystem SDK, building "the first cross-app and cross-platform wallet in the market for gamers."

The solution enables players to maintain a consistent identity and manage their assets effortlessly across all games within an ecosystem, streamlining onboarding and simplifying asset management.

Interconnected Applications

Beyond gaming, Openfort enables the building and management of interconnected applications using a single SDK. This makes it ideal for companies creating multiple complementary applications that need to share user data and assets. Done right, you can add new revenue streams across some onchain actions like subsrciptions or swaps.

Blockchains

The cross-app wallet functionality is especially valuable for blockchain that are looking create a unified experience for their developers and thus end-users. Owning their own 'chain wallet' also opens up the opportunity to build relationship with their users and ultimately own the order flow of transactions (and potentially generating new revenue from there.)

The Future of Cross-App Wallets

As digital asset adoption continues to grow, cross-app wallets are positioned to play an increasingly important role in creating seamless user experiences. The ability to move assets freely between applications represents a fundamental shift from the siloed approach of traditional wallets.

Openfort's vision captures this transformation well: "Our vision is to empower developers to create the next generation of ecosystems-where users enjoy a unified experience, and developers can easily manage ecosystems."

Conclusion

Cross-app wallets represent a significant advancement in digital asset management, addressing the critical challenge of fragmentation across multiple applications. By enabling users to access their assets and identity seamlessly across different platforms, these wallets enhance user experience and open new possibilities for interoperable applications.

Openfort's cross-app wallet solution stands out for its comprehensive approach, offering developers the tools to create unified ecosystems with consistent user experiences. As the digital asset landscape continues to evolve, cross-app wallets will likely play an increasingly central role in connecting disparate applications into cohesive ecosystems.


FAQ: Cross-App Wallets and Openfort

1. What is a cross-app wallet?

A cross-app wallet is a digital wallet that allows users to manage and use their digital assets-such as cryptocurrencies and NFTs-across multiple applications with a single account. This eliminates the need for multiple wallets and enables seamless asset transfers and authentication between platforms.

2. How do cross-app wallets differ from traditional wallets?

Traditional wallets are often tied to a single app or platform, restricting asset use to that environment. Cross-app wallets, on the other hand, provide interoperability, allowing users to access and utilize their assets across various connected apps without repeated sign-ins or transfers.

3. What are the main benefits of using a cross-app wallet?

  • Unified asset management
  • Seamless authentication across apps
  • Consistent user experience
  • Enhanced security and privacy controls
  • Simplified onboarding for new users

4. Who are the leading providers of cross-app wallets?

Some of the top providers include Privy, Sequence, and Openfort. Each offers unique features for developers and users to enable cross-app asset management and authentication.

5. What makes Openfort’s cross-app wallet unique?

Openfort’s cross-app wallet stands out for its developer-friendly SDK, robust security, and support for branded, ecosystem-wide wallets. It enables companies to offer a unified login and wallet experience across all their apps, with easy integration and advanced recovery options.

6. How can cross-app wallets be used in gaming and NFTs?

In gaming, cross-app wallets let players use the same identity and assets across multiple games within an ecosystem. For NFTs, users can buy assets in one marketplace and use them in other compatible apps, enhancing the value and utility of digital collectibles.

7. Is it difficult to integrate a cross-app wallet like Openfort?

No. Openfort provides a comprehensive SDK and detailed documentation, allowing developers to set up global wallets and authentication in as little as 15 minutes.

8. Are cross-app wallets secure?

Yes. Leading providers like Openfort prioritize security with encryption, user consent for all cross-app actions, and advanced recovery options, ensuring that users’ assets and data remain protected across all connected applications.

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